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April 18, 2013 @ 9:03 PM by:

When I speak to people about what a mortgage broker can do, I am always amazed when people think brokers are only an option for people with bad credit.  As such, I will start to spotlight some of the deals I have put together on a monthly basis to help give people a better idea of the range of options I can offer.  Here is a small sample of what I have funded in the month of April so far:

Deal #1 - Client was self employed for 10 years with no proof of income but could provide a Notice of Assessment showing no taxes owing.   Strong credit. Purchased an owner occupied duplex with 20% down.   Approved at a 5 year fixed rate of 2.89%.

Deal #2 - Military transfer to CFB Trenton buying his first home.   Carried a lot of unsecured debt.   Was leveraging his funding envelopes to scrape together his 5% downpayment.    Approved at a 5 year fixed rate of 2.84%.

Deal #3 - Clients purchasing an older home in a small town with some deficiencies (knob and tube wiring, galvanized plumbing).   Some minor credit blips but significant of unsecured debt.   Self declared income.     Approved a combination 1st/2nd mortgage which allowed them to purchase the house for only $602/mo with 20% down.   Client will have an oppornity to refinance after deficiencies are addressed to lower both their interest rate and payment. 

Do any of these situations sound familiar?  Whether you a first time buyer, a military transfer, or a self employed borrower with limited documentation, I might be able to offer you a solution at much more attractive terms than you think.    

So remember, "Think outside the branch" and call Craig for your next mortgage.


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