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Right Home. Wrong Kitchen? Purchase-Plus-Improvements Financing Explained.
October 3, 2026 | Posted by: Craig Nickerson
A dated kitchen or worn flooring doesn't necessarily mean crossing a home off your list. What purchase-plus-improvements financing can cover Purchase-plus-improvements financing may allow qualified ...
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Moving Homes? Ask About Porting Your CMHC Insurance.
October 3, 2026 | Posted by: Craig Nickerson
If your current mortgage is CMHC-insured, you may be able to transfer that mortgage insurance to your next home, reducing or avoiding an additional insurance premium. Insurance portability vs. portin ...
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Lower Rate? Check the Penalty Before You Switch.
October 3, 2026 | Posted by: Craig Nickerson
When mortgage rates fall, breaking your existing mortgage to secure a lower rate can look appealing. But the penalty could outweigh the savings. How mortgage penalties are calculated For many closed ...
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Buying a Rental Property? Look Beyond the Monthly Rent.
October 3, 2026 | Posted by: Craig Nickerson
A property can look promising when the rent covers the mortgage payment. But that's only part of the picture. Budget for the real cost of owning a rental Before making an offer, build a realistic bu ...
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Planning a house flip? Get the financing right before you buy.
October 3, 2026 | Posted by: Craig Nickerson
Planning a house flip? Get the financing right before you buy. A bargain purchase can become an expensive project if renovation costs, carrying expenses or the resale timeline are underestimated. Wh ...
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Experience Matters When Your Mortgage Isn't Straightforward
October 3, 2026 | Posted by: Craig Nickerson
Experience matters, especially when your mortgage isn't straightforward.With thousands of successful transactions and over $750M in closed mortgages, I bring extensive practical experience to every cl ...
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“You Changed My Life”: Replacing an Expensive Private Second Mortgage in Belleville
October 3, 2026 | Posted by: Craig Nickerson
At noon, we received a call from a Belleville homeowner who wanted to replace an expensive private second mortgage. After hearing how she arrived in that situation, my first question was simple: why n ...
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Posted to or From CFB Trenton? Your Mortgage Needs a Relocation Plan
September 25, 2026 | Posted by: Craig Nickerson
Posted to or From CFB Trenton? Your Mortgage Needs a Relocation Plan Receiving a posting message can set off a chain reaction. You may be selling one home, purchasing another, arranging a House Hunti ...
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The Banks Are Leaving Downtown Belleville. We're Not.
September 24, 2026 | Posted by: Craig Nickerson
If you've walked down Front Street lately, you've probably noticed the gaps. In March 2017, RBC closed its downtown branch at Front and Campbell, citing a 30% drop in foot traffic and a shift toward o ...
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Best mortgage broker in Quinte West
September 23, 2026 | Posted by: Craig Nickerson
If you’ve searched “best mortgage broker Quinte West,” or 'best mortgage broker in Trenton', you’re probably looking for more than the lowest advertised rate. For 30 years, I& ...
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