Latest Lending Rates

Trenton Ontario Mortgage Rates

There is much more to a mortgage than just rate. What are your prepayment options? What are the penalties if I need to refinance or sell my home before my term is up? Is the mortgage portable or assumable? With literally thousands of options available between the different banks, trust companies and mortgage firms within Canada, I can help find you the best combination of rates and terms for your own unique set of circumstances.

 

Current Quinte West Ontario Mortgage Rates - Last updated December 7, 2018

 

In the last few months, interest rates have bounced off historical lows (the prime rate just increased for the first time in over 7 years) and fixed rates are rising at a reasonably rapid pace (partially in response to recent mortgage regulation changes)  If you are considering buying or refinancing, now is a terrific time to lock in at a great rate before they go much higher!

 

With true 100% financing coming to an end, you do still have alternatives to owning a home even if you don't have a downpayment. Let me help explain your options. We offer 120 day rate guarantees and can give you professional, unbiased advice on the proper term strategy. Given the uncertainty in the marketplace given the amount of volatility, it pays to talk to a professional now more than ever! Compare our rates to what the banks are offering. Verico Simpligo Mortgages will make sure you are getting the lowest available mortgage rates in Trenton, Belleville, Quinte West, or anywhere else in Ontario. Make sure you are getting the most mortgage for the money. Call today!

Bank of Canada Qualifying Rate for high ratio mortgages: 5.34% or 2% over the rate of the contract (whichever is greater)

 

Due to fluctuating financial markets (and recent changes in government regulations), mortgage rates change often! Contact us today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting the mortgage market.

Bank Rates

Term

OUR RATES

5.34 % 5 year closed (full feature) 3.59 %
3.95 % 5 year variable 2.95 %

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* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO