Latest Lending Rates

Trenton Ontario Mortgage Rates

There is much more to a mortgage than just rate. What are your prepayment options? What are the penalties if I need to refinance or sell my home before my term is up? Is the mortgage portable or assumable? With literally thousands of options available between the different banks, trust companies and mortgage firms within Canada, I can help find you the best combination of rates and terms for your own unique set of circumstances.


Current Quinte West Ontario Mortgage Rates - Last updated March 28, 2024


Have rates peaked? Bond yields have started to settle in recent weeks, leading longer term fixed rates to (slowly) drop.    Thankfully our lenders offer an interest rate guarantee!   If we lock in your rate today, and rates drop between now and closing, you'll automatically get the benefit of any downward shift!


With true 100% financing coming to an end, you do still have alternatives to owning a home even if you don't have a downpayment. Let me help explain your options. We offer 120 day rate guarantees and can give you professional, unbiased advice on the proper term strategy. Given the uncertainty in the marketplace, it pays to talk to a professional now more than ever! Compare our rates to what the banks are offering. Verico Simpligo Mortgages will make sure you are getting the lowest available mortgage rates in Trenton, Belleville, Quinte West, or anywhere else in Ontario. Make sure you are getting the most mortgage for the money. Call today!

Bank of Canada Qualifying Rate for high ratio mortgages: 5.25% or 2% over the rate of the contract (whichever is greater)


Due to fluctuating financial markets (and recent changes in government regulations), mortgage rates change often! Contact us today to receive current rates and a complimentary in-depth quote and overview of current market conditions affecting the mortgage market.

Bank Rates



6.49 % 3 year fixed (insured) 5.14 %
5.49 % 5 year fixed (insured) 4.89 %
7.20 % 5 year variable (insured) 6.20 %

What's Next

Call to Review

First time buyers, renewals or refinancing, call for a free quote!


Apply Now

We shop for the best mortgage option at no charge to you.

Get Started

Mortgage Services

Money saving options based on your specific mortgage situation.

Learn More
* Insured mortgage rates, subject to change. Conventional and refinance rates may be higher. OAC. E&EO