Chances are there is no real way you can find out. Most of the local bank mortgage specialists are offering solid rates for new clients, but they are far from the best in the marketplace. In some cases I might even be able to get you a better deal with the same bank your mortgage specialist works for.
If you already have an approved mortgage in place for an upcoming purchase with your bank I will make this pledge to anyone who reads this blog post - if I can't beat the offer they have put in writing for either a 5 year variable or 5 year fixed rate mortgage, I'll pay you $100. This is not a joke or some cheap gimmick, but rather a little incentive to help keep the local mortgage specialists honest when quoting rates to their clients.
To take advantage of this offer, please give me a call at 613-394-5810 or email firstname.lastname@example.org.