Posted in Studies have shown that nearly 70% of consumers simply sign and return the renewal offer than their bank mails out to them without even questioning the rates. Will your bank offer their best 'bottom line' rates on these forms? Why would they if people simply sign and send them back?
Switching your mortgage at renewal is completely free -- there are no legal fees, no appraisal costs and no brokerage fees (my advice and service is free as well). I can help you find a new lender whose combination of rates and terms (generous prepayment privileges, ability to port and assume, reasonable prepayments penalties) that are most appropriate for your situation. I will make sure you get offered the best bottom line rates right away without the hassle of having to negotiate with your bank (We currently have 5 year fixed rates as low as 2.79% without all the restrictions that banks 'low rate' offers have).
Winner of the Reader's Choice award for Trenton's favourite mortgage broker 3 years in a row, I have helped well over 1000 families in negotiating a great deal for their next mortgage. And unlike your bank, I will not take up your valuable time during the working day dragging you into a branch for a face to face
