2025-04-16 April 16 - 2025 - Bank of Canada holds policy rate at 2.75% 2025-03-12 March 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75% 2025-03-01 Bank of Canada will freeze rates at 2.75% if Trump imposes blanket tariffs, say economists 2025-02-23 More than a million mortgages renewing at higher rates unless tariffs force rates to go lo 2025-01-31 Rising number of mortgage applicants are now opting for variable rates 2025-01-29 Bank of Canada reduces policy rate by 25 basis points to 3% 2025-01-07 Mortgage wars looming as some Canadians take advantage of lower rates 2024-12-11 Bank of Canada reduces policy rate by 50 basis points to 3.25% 2024-12-09 Why top economists are changing their Bank of Canada rate cut forecast 2024-11-29 Canada retreats from the edge of the mortgage renewal cliff, TD Bank says 2024-11-13 More than half of all mortgages are set to be renewed in the next two years 2024-11-04 Inflation is down, rates are dropping. But Canadians remain pessimistic, data show 2024-10-29 Majority of young Canadians say they plan to buy a home in the next five years 2024-10-23 Bank of Canada reduces policy rate by 50 basis points to 3.75% 2024-10-16 Bank of Canada could have a new worry as 'overly restrictive interest rates sting 2024-10-15 Canadian inflation 1.6% in September opening the door for bigger Bank of Canada rate cut 2024-10-02 More data bolsters case for bigger Bank of Canada cut, says economist 2024-09-25 Mortgage changes: Cheaper entry into housing market at steeper costs 2024-09-20 Mortgage and real estate industry hit the jackpot this week with trio of announcements 2024-09-17 Mortgage loan rules are changing in Canada 2024-09-10 How higher savings rate might not save Canadians from the mortgage cliff 2024-09-04 Sept. 4, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.25% 2024-09-03 The Bank of Canada is expected to cut rates again, with U.S. Fed on deck 2024-08-20 Canada Inflation Slows, Cementing September Rate Cut Bets 2024-08-07 Mortgage renewals and population uncertainty weigh on Bank of Canada, deliberations show 2024-08-01 New mortgage rules kick in today. What is changing? 2024-07-31 30 Year Mortgages for First-Time Buyers of New Builds 2024-07-24 Bank of Canada reduces policy rate by 25 basis points to 4.5% 2024-07-23 What a Bank of Canada rate cut on Wednesday could mean for your mortgage 2024-07-16 Inflation falls to 2.7% in June, driven by slower growth in gas prices 2024-06-26 Canadian mortgage renewals will weigh on economic growth 2024-06-21 Canadians would trade pay for a pension as interest rates hit retirement dreams 2024-06-12 OSFI sees mortgage stress test imbalance at renewal but rules not changing yet 2024-06-05 Bank of Canada reduces policy rate by 25 basis points 2024-05-29 Residential mortgage debt hits $2.16 trillion amid slowest growth in 23 years: CMHC 2024-05-23 Inflation data all clear for Bank of Canada interest rate cut in June, economists say 2024-05-22 Why today's inflation numbers are good if you have a mortgage 2024-04-23 Equifax Canada testing use of rental payment data for credit scores 2024-04-11 Ottawa changing RRSP Home Buyers' Plan, some mortgage amortization rules 2024-04-10 April 10-2024 - Bank of Canada maintains policy rate, continues quantitative tightening
Craig Nickerson, B. Comm
Mortgage Broker
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Absolutely Awesome! I'm astonished! Craig pulled our deal out of the fire and saved us from a potential lawsuit!! My fiancé and i were having problems with our other broker that had two months and failed us, Craig had us in our home in just 12 days with 'we can do this' positive attitude! I would definitely recommend Vercio Simpligo Mortgages to anyone who needs someone who's dedicated and gets the job done fast and thoroughly. Craig ... you sir are AMAZING !
Nick D
Craig Nickerson is an excellent mortgage broker. His breadth of knowledge and calm demeanor helped make the process a little less intimidating for this first time home buyer. I really appreciated his flexibility when scheduling appointments, as well as his willingness to answer my many questions. If you are looking for a broker, look no further!
Leah T
Craig is without a doubt the go-to man in this area for mortgages. Throughout the entire process he went above and beyond for my wife and I to ensure we landed the deal we wanted. My previous broker had a few failed attempts, but Craig was able to overcome any obstacle with ease and always made us feel comfortable and secure in our decision making. He is extremely efficient and truly wants the best for his clients! Thank you so much for all your hard work Craig!
Allen M
Craig spent many hours looking for the best options to our very complicated move from Winnipeg (bridge financing, delayed closing dates...). He left no stone unturned trying to get us the best deal possible. Additionally, his vast experience with Military moves was very helpful when it came to making decisions about our benefits. Thanks for all your hard work Craig. So glad we have you to rely upon.
Frances B
I truly cannot believe what Craig was able to do for me. Only 14 days away from closing, my financing fell threw. My previous broker was at a loss and really could careless that I was on the verge of being sued. I was introduced to Craig through my real estate agent who spoke very highly of him. In only days Craig accomplished more than previous broker had in months and not only did he save the day, he managed to blow my previously approved rate out of the water. I cannot thank you enough Craig! You seriously are amazing at what you do. THANK YOU
Devone L.
Thank you so much Craig! I will definitely recommend you to people as my experience has been fantastic! Thanks again for all your help!
Rachel J.
Craig: Thank you for helping us orchestrate all the monies needed to purchase our home! What a blessing you are to people! Keep up the good work! We appreciate your time and help! Thank you again!
Brian and Carmen C.
Thanks so much! You have been a godsend for us. You have walked us through a very busy and challenging stage of life. Hope I haven't drive you too crazy LOL. Appreciated more than you know
Sherry and Neil D.
Craig, Thank you for all your hard work in helping me with my mortgage. I look forward to working with you in the future. Take Care! Jennifer
Jennifer T.