Construction & New Home Financing

Building a new home is different from buying one — the financing should be too.

Financing That Moves at the Pace of Your Build

Instead of one lump-sum mortgage, construction financing releases funds in stages, called draws, as your build hits key milestones — the foundation, the frame, the roof, and so on. You pay interest only on the funds that have been advanced, which keeps your carrying costs manageable while the home is being built. Once construction wraps up, the loan converts into a standard mortgage with the rate and term we've already worked out together, so there's no scrambling to refinance at the finish line.

Worried about qualifying, or how the draw schedule and holdbacks actually work? It's more structured than it sounds — most lenders release each draw within days of an inspection confirming the work is done. I'll walk you through exactly how much you'd qualify for, what your draw schedule would look like, and what it will cost at each stage, so there are no surprises along the way.

Call or email me today for full details and a FAST mortgage approval!